• With so many loans in the market place which one should I choose?
• The first thing to understand what your goals are?
• Do I want to acquire more properties?
• Do you want to pay off the debt as soon as possible?
• How much can you afford to pay into the loan every year?
• Is it better to go fixed and for how long? 1,2,3,4 or 5 years?
• What are the best variable rates?
• Should I go interest or principal on repayments
• Should I pay monthly or fortnightly?
• What is Lenders Mortgage Insurance how much is it?
• Should I split the loans?
• Should I rate lock it?
• Should I pay the annual fee for the offset account?
• Redraw what is my limit?
• Free credit card and transaction account how can I compare them?
• What features do loans offer?
• What is the loan term?
• What is the comparison rate?
• Do I need a valuation?
• Do I need a depreciation report?
• What is the loan term?
• When does my repayments start?
• How much to borrow and what are the repayments?
• What the best interest rate right now?
• How do I do a top up?
• What is a constructions loan?
• What is an off the plan loan?
• What is LVR?
• Do I need a deposit if I am a first home buyer?
• What is minimum deposit I need to purchase a house?
• Are there any government grants now?
• Are you buying a new home? Building a home? Buying an investment property? Or refinancing an existing loan.

These are the questions you need to know when getting a loan, contact us to speak to get the answers before entering your new loan. You need to understand how these affect you. If you do not know the answers let us explain them to you.